Personal > Travel Insurance
Travel Insurance is a type of insurance that covers unforeseen financial losses associated with travelling. It is a useful protection for those whilst travelling abroad.
Travel insurance can usually be arranged at the time of the booking of a trip to cover the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Travel Insurance should be bought prior to departure from the origin place of travel departure. Some policies offer lower and higher medical-expense options; the higher ones are meant for countries that have high medical costs, such as the Europe or The United States.
Medical Evacuation and Repatriation Cover are the key covers of a Travel Insurance policy. Unforeseen accidents may happen, requiring Medical Evacuation or Repatriation which can be very costly and which requires trained specialists to handle the incident.
Some credit card issuers offer automatic travel insurance if travel arrangements are paid using their credit cards, but these policies are generic and limited in cover. Hence, particular care must be taken to take into account personal requirements.
Rushing to the airport and suddenly realised that you have forgotten to purchase Travel Insurance? No need to fret, Simply purchase it, on the go, online with us at our website in a few fuss free easy steps prior to your departure.
Steps are:-
- Select coverage from the insurers or select coverage with Pre-Existing Cover
- Select your travel duration and destination
- Get a quote
- Pay with your credit card
Coverages are subjected to the terms and conditions of the insurers.
Pre-Existing Illnesses
Taking up a Pre-Existing Coverage in a Travel policy ensures that you are not excluded from cover should a claim be made for any illness which originates from a “pre existing condition”.
This exclusion in an insurance policy includes “any medical condition” which you are suffering from and is undergoing medical treatment or medication or which is existing in you whether known or unknown.
If a “Pre-Existing Claim” is made under an insurance policy. the insurer has the right to deny the claim.
If the claim involves the need for Medical Evacuation or Repatriation, the insurer will require an indemnity to recover any costs they may pay for the Medical Evacuation or Repatriation.
With this special exclusion covered when you opt for a Pre-Existing travel cover, you can travel free from worry.
TravelGuard
ARF (AsiaPacific) Pte Ltd is pleased to tie up with AIG to present you with TravelGuard, providing you with the most comprehensive coverage at an affordable price.
In addition, if you sign up through ARF now, you will be able to enjoy up to 20% OFF the normal price for your travel insurance.
Coming Soon
Watch this space for a new and upcoming Travel Plan!
TravelEasy
The travel companion that takes care of you before, during and even after your journey! Upgraded with new and enhanced benefits, we want you to truly enjoy peace of mind when you are overseas on leisure or business. New covers such as haze, daily benefits for intensive care hospitalisation overseas and more make TravelEasy an even more compelling choice for all your travels.
Travel Insurance is a type of insurance that covers unforeseen financial losses associated with travelling. It is a useful protection for those whilst travelling abroad.
Travel insurance can usually be arranged at the time of the booking of a trip to cover the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Travel Insurance should be bought prior to departure from the origin place of travel departure. Some policies offer lower and higher medical-expense options; the higher ones are meant for countries that have high medical costs, such as the Europe or The United States.
Medical Evacuation and Repatriation Cover are the key covers of a Travel Insurance policy. Unforeseen accidents may happen, requiring Medical Evacuation or Repatriation which can be very costly and which requires trained specialists to handle the incident.
Some credit card issuers offer automatic travel insurance if travel arrangements are paid using their credit cards, but these policies are generic and limited in cover. Hence, particular care must be taken to take into account personal requirements.
Rushing to the airport and suddenly realised that you have forgotten to purchase Travel Insurance? No need to fret, Simply purchase it, on the go, online with us at our website in a few fuss free easy steps prior to your departure.
Steps are:-
- Select coverage from the insurers or select coverage with Pre-Existing Cover
- Select your travel duration and destination
- Get a quote
- Pay with your credit card
Coverages are subjected to the terms and conditions of the insurers.
Pre-Existing Illnesses
Taking up a Pre-Existing Coverage in a Travel policy ensures that you are not excluded from cover should a claim be made for any illness which originates from a “pre existing condition”.
This exclusion in an insurance policy includes “any medical condition” which you are suffering from and is undergoing medical treatment or medication or which is existing in you whether known or unknown.
If a “Pre-Existing Claim” is made under an insurance policy. the insurer has the right to deny the claim.
If the claim involves the need for Medical Evacuation or Repatriation, the insurer will require an indemnity to recover any costs they may pay for the Medical Evacuation or Repatriation.
With this special exclusion covered when you opt for a Pre-Existing travel cover, you can travel free from worry.
TravelGuard
ARF (AsiaPacific) Pte Ltd is pleased to tie up with AIG to present you with TravelGuard, providing you with the most comprehensive coverage at an affordable price.
In addition, if you sign up through ARF now, you will be able to enjoy up to 20% OFF the normal price for your travel insurance.
Coming Soon
Watch this space for an new and upcoming Travel Plan!
TravelEasy
The travel companion that takes care of you before, during and even after your journey! Upgraded with new and enhanced benefits, we want you to truly enjoy peace of mind when you are overseas on leisure or business. New covers such as haze, daily benefits for intensive care hospitalisation overseas and more make TravelEasy an even more compelling choice for all your travels.