Personal > Home Insurance
Home Insurance, also commonly called homeowner's insurance, is a type of property insurance that covers a residence. It is an insurance policy that combines various personal insurance protection, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or caused by the homeowner.
A home is more than just the 4 walls of your house and a good home insurance plan covers everything from household furniture, fixtures, fittings and contents including your personal items in case of fire, flood, theft, explosion, bursting water pipes or vehicle impact.
A comprehensive insurance will cover your personal valuables while the
articles are in your home or when you bring them along in your travels, with Personal Liability Insurance included. Coverage can be on “All Risks Insurance” or “Fire and Extraneous Perils Insurance”. After choosing the basic building insurance, you can choose to customise your remaining insurance coverage based on your individual needs.
Whether you are living in a Public Housing or Private Landed or Non-Landed Property, your home is usually one of your biggest and most important investments.
Leave nothing to chance, protect your assets with a good comprehensive Home Insurance cover.
At ARF we have the solution for you. Call us or email us for a tailored cover specially designed for your needs.
Aside from having a basic HDB Fire Insurance, which protects your building’s structure in the event of a fire, you need to include your renovation and other contents, furniture, valuables, electronic equipment and ensure you have a personal liability cover for you and your immediate family.
A comprehensive home insurance cover provides an “All Risk” insurance cover which can be tailored to insure your home and contents adequately.
For your fine art and collectibles, or if you are renting a home and have amassed valuable collections over time (e.g. antiques, artworks, wine or watch collection, or other valuable collections), you need a good Home Contents Insurance cover. We at ARF have plans that provide worldwide cover for your contents and valuables.