Personal > Domestic Maid


Domestic Maid Insurance is important to ensure that your Domestic Maid can be covered while working for you. In order to ensure the smooth processing of your Domestic Maid Insurance, your documents must be fully completed before submission.

ARF has worked with an international Insurer of very good standing and tailored a comprehensive Domestic Maid Insurance cover that encompasses more benefits beside the mandatory coverage required by the Ministry of Manpower (MOM).

For any enquiries or clarification with regards to this Domestic Maid Insurance policy, you can contact ARF at 6717 1111 or e-mail us at

Key Benefits

Personal Accident Cover

Our Domestic Maid Insurance offers $60,000 in personal accident cover and $1,000 for accidental medical expenses.

Hospital and Surgical Cover

We pay up to $15,000 for hospitalisation and surgical charges including 90 days’ pre and post hospitalisation expenses for diagnostic services and treatment. An option is available to increase the cover by another $15,000.

Alternative Domestic Help Benefit

We will reimburse you $50 daily for up to 30 days if you require temporary help while your helper is hospitalised.

Daily Wages and Levy Reimbursement

We will compensate you with your Domestic Maid’s daily wages for up to $30 each day for a maximum of 30 days if she is hospitalised.

Insurance Guarantee Bond

Our Domestic Maid Insurance ensures that you comply with all regulations by issuing a Letter of Guarantee on your behalf for a $5,000 security bond to the Ministry of Manpower (MOM).

Waiver Of Counter Indemnity For Insurance Guarantee Bond To MOM

In the event of a demand made by the Ministry of Manpower on the Letter of Guarantee covered under the Policy, the Company shall waive its rights to indemnification against the Insured under the Counter Indemnity for the said Letter of Guarantee

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